You dream of changing your life and building the life of your dreams. There’s a burning desire within you that has compelled you to start a home based business, a network marketing opportunity, or respond to yet another income opportunity ad.

Yet, in spite of that initial enthusiasm that got you going, you now find yourself confronted with the realities of building a business properly. It requires an investment of time, energy … and money. And when it comes to the money, that’s when the walls go up and you suddenly hear yourself speaking those immortal words: “I can’t afford this”.

Does this sound familiar? How do you overcome this affordability problem?

Well , in the words of Pat Mesiti, the renowned motivational speaker and millionaire coach, “you do not have an affordability problem, you have a PRIORITY problem”.

With very rare exceptions, your statement that “I can’t afford this” is a mindset issue and not a financial issue at all.

If you don’t believe me, play along with me for a couple of minutes, and answer these questions.

1. Do you smoke? If the answer is “yes”, how many packs a day do you smoke? Depending on where you live, a pack of cigarettes a day costs in the range of $9 to $10. So a pack a day smoker is spending as much as $250 to $300 per month for the privilege.
2. Do you drink alcohol? How much do you spend per month on beer, wine or spirits? If you’re a casual drinker, it’s not uncommon to be spend upwards of $100 per month or more, even as a casual drinker.
3. Do you gamble? Depending on where you live and whether gambling is legal, do you like to get out to play the slot machines, video terminals, keno, blackjack or what have you? Do you make a holiday out of it and hit a gambling destination. It’s not uncommon for the average person to spend $100 to $200 per month or more on gambling as a form of entertainment.
4. Do you play the lottery? $10 per week playing the lottery is $520 per year.
5. Do you like to buy a coffee at Starbucks every day? There’s another $15 per week or more ($780 per year)

These five points are examples, but if they all apply to you, then you are spending as much as $7000 or more per year on this simple list of discretionary items. How many more similar examples can you come up with?

So now let me ask you this question: How do any of the above expenditures assist you in building a better life and move you closer to living the life of your dreams? The answer of course is that they don’t.

One of the truths I’ve learned in my self-improvement journey and in the course of building my home business is that the only person who can change me is me. Similarly, the only person who can change you is you. You will only be willing to change dependent upon the strength of the vision you have for yourself and the degree to which you really want it.

So the question for you becomes, are you willing to reprioritize things in your life to allow you to begin investing in yourself and your future? How important is it for you really? Do you believe strongly enough in your vision for yourself and your better future that you’re willing to change around some of your priorities.

The answer to that question will be evident in your actions.

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Tags: mindset

This entry was posted on Saturday, May 23rd, 2009 at 8:00 am and is filed under Articles. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.